Loan Services | Prioritize Homes - Your Path to Homeownership

Our Loan Services Tailored Solutions for Every Need

First-Time Homebuyer Loans

Special programs designed for new homeowners with lower down payments and flexible credit requirements. We help make your first home purchase achievable.

Low down payment options (as low as 3%)
Down payment assistance programs
Educational resources for new buyers
Flexible credit requirements

Mortgage Refinancing

Lower your interest rate, reduce monthly payments, or tap into your home's equity. Our refinancing options help you save money and achieve financial goals.

Rate reduction refinancing
Cash-out refinancing
Debt consolidation solutions
Streamlined refinancing process

Investment Property Loans

Expand your real estate portfolio with competitive financing for rental properties and fix-and-flip projects. Grow your wealth through real estate investment.

Rental property financing
Fix-and-flip loans
Portfolio loans for investors
Commercial real estate financing

Jumbo Loans

For higher-value properties that exceed conventional loan limits. Our jumbo loan options provide competitive rates for luxury home purchases.

Financing for luxury properties
Competitive jumbo loan rates
Flexible qualification criteria
Specialized underwriting

Government-Backed Loans

FHA, VA, and USDA loan programs with favorable terms for eligible borrowers. We help you navigate government loan requirements.

FHA loans with low down payments
VA loans for military members
USDA rural housing loans
Streamlined application process

Credit Improvement Solutions

Specialized programs for borrowers working to improve their credit. We provide guidance and loan options for credit rebuilding.

Credit counseling services
Special loan programs for rebuilding credit
Debt-to-income ratio improvement
Personalized credit improvement plans

Service Details Comprehensive Loan Solutions

First-Time Homebuyer Program

Our specialized program for new buyers offers competitive rates, down payment assistance, and educational resources to make your first home purchase successful.

Down payments as low as 3%
Gift funds allowed for down payment
Credit scores starting at 580
Homebuyer education courses

Get Pre-Approved

Rate & Term Refinancing

Lower your interest rate and monthly payments without tapping into your home's equity. Ideal for homeowners looking to reduce their mortgage expenses.

Reduce your interest rate
Switch from adjustable to fixed rate
Shorten your loan term
No cash-out option

Calculate Savings

Credit Builder Loans

Designed for borrowers with less-than-perfect credit, these programs help you improve your credit score while working toward homeownership.

Credit counseling included
Special underwriting consideration
Graduated qualification requirements
Progress-based loan adjustments

Improve Your Credit